Britain set to invest US $ 1.7 billion in India and South Asia region reveals UK’s financial institution, CDC Group

CDC-investment-work

CDC group, UK government-owned development finance institution recently celebrated 30 years of investing in Indian businesses. The event was hosted by British High Commission in Delhi.

CDC’s Chief Executive Nick O’Donohoe said, “CDC aims to invest the US$1.7 billion in businesses and sectors that can change lives, but are short of capital. Our focus will be on job-creating sectors and on businesses that can makes goods and services more affordable for the common man.”

Nick O’Donohoe

A large part of the investment will be made in Indian businesses. The CDC’s investment will be boost Indian businesses.

The CDC group aims to invest in infrastructure, healthcare, agribusiness and financial services. The major focus will be reducing the cost for the common man and making the services available to a wider audience.

CDC-infrastrucutre

The CDC group started working in India in 1988. They made their first investment then. Currently, the group is working with several Indian business leaders, government representative and plethora of industries. They have over 300 investments in their portfolio.

Over the last 30 years, the CDC backed companies have resulted in more than 350,000 direct jobs and an investment portfolio of over US $1.6 billion.

The CDC group remains committed to impact investing and has notable companies in its portfolio like Apollo Tyres, UTI Bank, IDFC, Equitas, and Glenmark Pharmaceuticals.

The CDC group also invested US $27.5 million in the ecommerce and apparel e-tailer Jabong in 2014 before it was acquired by Flipkart.

The CDC group is working with the likes of Kotak for affordable housing in Indian states. Nick O’Donohoe further said, “We’re doing this while generating financial returns for the UK taxpayer and encouraging outside investors into the region. A great example of the UK and India acting as a joint force for good.”

uk-goverment

O’Donohoe said, “The unique characteristic of India — its large population base, scarce quality resources, and mass tech adoption means that technologies such as artificial intelligence can be disruptive in a hugely positive way.”

As per CDC Chief, “India is a country that has enjoyed significant growth and in the next decade will leapfrog Europe’s biggest economies, to become the world’s third largest. CDC’s long term capital and expertise can help to overcome some of the development challenges in India.”

CDC-podcast

Programs like UK-India Tech partnership were announced by Prime Ministers of UK and India in April this year. The aim of this partnership is to leverage UK’s expertise and India’s technological prowess for tacking growth challenges.

UK-india-tech-partnership

The technology sector in India is drawing major funds and resources from around the globe. India is home to the third largest technology start-ups in the world now.

India’s growth is fueled by the second largest internet users in the world with over 460 million users. There is a large market and entrepreneurial culture geared to leverage technology for solving problems.

 

18 Great Quotes to Make Your Day

18 Great Quotes to Make Your Day

The following are some of the great quotes to make your day. An amazing collection of inspirational quotes that will brighten your day.

1. “Do everything you have to do, but not with greed, not with ego, not with lust, not with envy but with love, compassion, humility, and devotion.”

Lord Krishna

2. “Great dreams of great dreamers are always transcended.”

Abdul Kalam

Abdul-Kalam

3. “Happiness is when what you think, what you say, and what you do are in harmony.”

Mahatma Gandhi

4. “Hard work never brings tiredness, it brings satisfaction.”

Atal Bihari Vajpayee

Atal-Bihari-Vajpayee

5. “I can accept failure, everyone fails at something. But I can’t accept not trying.”

Michael Jordan

6. “We all need people who will give us feedback. That’s how we improve.”

Bill Gates

Bill-Gates

7. “The best way of learning about anything is by doing.”

Richard Branson

8. “You never achieve success unless you like what you are doing.”

Dale Carnegie

Dale-Carnegie

9. “Winners are not afraid of losing. But losers are. Failure is part of the process of success. People who avoid failure also avoid success.”

Robert Kiyosaki

10. “Do one thing at a Time, and while doing it put your whole Soul into it to the exclusion of all else.”

Swami Vivekananda

Swami-Vivekananda

11. “What you are will show in what you do.”

Thomas Edison

12. “Happiness, I have discovered, is nearly always a rebound from hard work.”

David Grayson

David-Grayson

13. “Think Big And Don’t Listen To People Who Tell You It Can’t Be Done. Life’s Too Short To Think Small.”

Tim Ferriss

14. “If you work with determination and with perfection, success will follow.”

Dhirubhai Ambani

Dhirubhai-Ambani

15. “Don’t worry about failure; you only have to be right once.”

Drew Houston

16. “Success is the good fortune that comes from aspiration, desperation, perspiration and inspiration.”

Evan Esar

Evan-Esar

17. “When love and skill work together, expect a masterpiece.”

John Ruskin

18. “No matter how many goals you have achieved, you must set your sights on a higher one.”

Jessica Savitch

Jessica-Savitch

 

10 Incredible Lessons from Navy seals that will Improve Your Life.

us-navy-seal

US Navy SEALs operate in the Sea, Air, and Land, & hence the common abbreviation SEAL is given to them. They are the special warfare combat forces.

The US Navy SEALs training is one of the hardest, demanding and grueling challenges. It tests discipline, hard work, grit, resilience and mental toughness of individuals.

Naval Admiral William H. McRaven describes it as “Basic SEAL training is six months of long torturous runs in the soft sand, midnight swims in the cold water off San Diego, obstacles courses, unending calisthenics, days without sleep and always being cold, wet and miserable.”

Here we explore some of the most incredible and fascinating lessons from Navy SEALs training:

1.Do Small Things Well.

making-the-bed

Every morning, the SEAL trainees are required to prepare their bed to perfection. It seems quite crazy. But it has a very useful lesson. Do small things right.

It also means paying attention to the little things we do and being present in the moment. Small things with right attention increase awareness and reinforce the fact that small things in life matter.

Small things done well lead you to bigger things.

2.Face Difficulties

Difficulties are inevitable. How you deal with them defines who you are. Navy SEALs are put through rigorous difficulties. They need to undergo land warfare training.  

During this training, the trainees are flown San Clemente Island.  This area has a lot of white sharks. To pass the test the SEAL trainees are required to complete a series of long swims.

The trainees are taught to swim in water where sharks and dangers are present.  They are told, “if a shark begins to circle your position, stand your ground. Do not swim away. Do not act afraid. And if the shark, darts towards you, then summon up all your strength and punch him in the snout and he will turn and swim away.”

3.Team Work

team work

During the SEAL training the trainees are broken down into small teams. The teams are then required to handle their boats. The crew has seven trainees. 

Every day your is instructed to get through the surfzone and paddle several miles down the coast. In extreme weather conditions, it can get very hard to paddle. The success of the crew members depend on their team work.

When everyone digs in, it becomes possible for the boat to make its destination. Everyone in the team is important and when the tasks get harder, it’s the team that matters the most.

4.Do Your Best in Difficult Moments

During SEALs training, the trainees are required to complete many difficult tasks.

Navy SEALs have to practice underwater attacks in full dark.

SEALs have to wear SCUBA gear and the instructors attack them. They try to destroy their equipment and keep them from breathing.

As McRaven says, “At the darkest moment of the mission is the time when you must be calm, composed—when all your tactical skills, your physical power and all your inner strength must be brought to bear.”

Stressful and difficult moments can either make or break you. Navy psychologists discovered that those who did well and passed the exercise used mental imagery to prepare for the success.

“They imagine themselves going through the various corrective actions and they imagine it while being attacked. When they are attached, the mind is ready and the SEAL is in full control of their physical and mental faculties.”

5.Head first

head-first

SEALs have this exercise called “slide for life.”

Head first is the quickest way to finish this exercise. The name typically defines the attitude of the SEALs. They take everything head on and never shy away from challenges.

They keep pushing the limits, dare to go all the way and are never afraid of trying things with their full energy. You will never know what is possible, if you don’t try.

6.Be Hopeful & Happy

During  the training, the entire team is forced to stand in freezing cold water up to their necks. The instructors tell them they wouldn’t let them out until five trainees give up and quit.

James Waters, a SEAL Platoon commander says, “Many people don’t recognize that what they’re doing at SEAL training is assessing your ability to handle a difficult circumstance and keep going. It’s a game. If you want to be a Navy SEAL, you’ve got to play that game. You’ve got to have fun with it and you’ve got to keep your eye on the bigger picture.”

In life when we faced difficulties, it is important to see things in the right perspective. It is important to be happy in every situation and that can help you to do your best.

SEALs thrive on hope and happiness, it is what makes them complete their arduous journey.

7.Going the Extra Mile

Going the Extra Mile

“One of the key strengths of the SEAL Teams is the culture of constant self-improvement.  No one ever says “That’s good enough.” On almost every real world mission I was on – even the most successful ones – we spent 90% of our post-mission debrief focusing on what we did wrong or could have done better.” James Waters.

When you put in relentless efforts and go the extra mile, you are well prepared to succeed. The most successful persons are well prepared. They do more than others, prepare more than others and that is the reason they achieve more than others.

8.Keep Moving Forward

A Navy SEAL punishment is where you jump into the sea, roll around in the sand nad make yourself a “sugar cookie.”

In the SEAL training, there are several extremely hard tasks. But, there is nothing more uncomfortable than being a sugar cookie.

No matter how hard you try, how good you are, there are some things that don’t work out. The SEALs are taught to learn that one bad day doesn’t affect the rest of your days. The next day is a new beginning where they can still accomplish what they want.

Don’t complain. Don’t let failures affect you. Stand up and keep moving. The future belongs to those who move forward.

9.Don’t Quit

don't-quit

One of the greatest strengths of a SEAL is incredible persistence. The successful SEALs don’t quit.

In SEAL training there is a bell. This bell hangs in the center of the training compound. All trainees can see it. When you want to quit, all you have to do is ring the bell.

Quitting is damn easy. But completing the training is very hard. It takes immense endurance and grit to do it.

Infact, when James Waters took the SEAL training. Out of the 256 guys in the batch, only 16 were successful. Rest of them quit. It means an attrition rate of 94%, only 6% candidates were successful in completing the training.  

Successful people never ring the bell. They persist and build on their success stories despite all the odds.

10.Be Humble to Learn and Grow

Success requires you to be humble and take the lessons when they present themselves. No one knows everything. It takes committed individuals to learn, grow and succeed as leaders.

Navy SEAL training presents new challenges everyday. Every hour, every minute and at times every second you need to be focused. Learning improves your chances of doing well and take on new challenges.

When you are put in difficult situations, it is not what you’ve done in the past, but how focused you are on the present that makes the difference.

The SEAL training creates leaders, who know they have to rely on other people, learn from them, ask for help, give help and eventually build a team that can take on the most challenging assignments to change the world.

Please share your Navy SEAL lessons in the comments below.

New Study on 9 Habits of Highly Productive People

9-Habits-of-Highly-Productive-People

Let’s admit it. We are all under pressure to get more done in less time.

But, it is not always the length of time, but the quality and efficiency that determines what you achieve in that time. Productivity is a big deal.

What makes people highly productive and efficient? Well, several studies have shown some consistent habits and patterns of highly productive individuals.

Here we look at habits that make makes people super productive and efficient. It is often the small things that make a big difference:

1. Uninterrupted time

 Uninterrupted time

Interruptions are the biggest hurdles for getting things done. In a study done by Luxafor, 49% of people cited interruptions by colleagues and distractions (online and offline) as their biggest challenges for staying productive at work.

The productive people have a way to put in uninterrupted time on the most important tasks. They achieve more than others because they put quality time and concentrated efforts.

2. Focused Efforts

Focused Efforts

How do you define focus? Warren Buffet says “You say no to most things.” It is about deciding what the most important things are and then devoting your time to them.

The productive people are highly focused. They do fewer things but better. Constantly switching tasks and doing too many things at one time can be counterproductive for you.

3. Do the hardest things first

You don’t have the same energy levels throughout the day. When you have peak energy levels, you should crack your toughest problems for the day. This is what productive people focus on.

The work which requires less focus and energy can be scheduled after lunch or during your less productive times.

Productive people are consistent. They are reliable, because they get things done. They understand how they can focus their energies on solving hard problems.

4. Ruthless Priorities

The most productive people have great sense of prioritisation. They understand the most important & urgent things that need their attention. They plan well and make use of every available hour in their day.

The top productive people don’t check emails, social media and their smart phones compulsively.

Productive people schedule their tasks in order of priority. They get things on a roll by finishing off things quickly and accomplish more in the day.

5. Expertise & Skills

 Expertise & Skills

When you do well in an organisation, things don’t get easy for you. Infact, expectations from you keep rising.

How do you handle the growing demands from your work, family and become more valuable? The most productive people spend time to constantly improve themselves, learn new skills and keep themselves up to date.

Productive people understand that the skills and expertise constantly need refinement. What works today will be outdated tomorrow.

6. Organised Routine & Checklists

 Organised Routine & Checklists

Productive people spend time to re-energise themselves. They create routines which help them to stay charged and energetic. They make use of every possible help to improve their work ethic and performance.

When your work requires you to analyse lot of complex things, and requires diligence in everything. Checklists are very useful. Various professionals like doctors, pilots, programmers are all known to benefit from these checklists.

Checklists reduce the burden on your brain and organise things for you. They boost efficiency, save time, reduce mistakes and free up your mind for more creative work.

7. To do List with Time

To do List with Time

Creating a simple todo list of the most important things for the day can be a great start. Even in this smart phone driven world, a simple todo list on a piece of paper can do wonders to boost your productivity.

When you write your todo list for the day, schedule time for completing those tasks too. In that sense, it will give you a good sense on what you’ll be able to do for the day.

Cal Newport, an author and productivity expert says, “Scheduling forces you to confront the reality of how much time you actually have and how long things will take. Assigning work to times reduces the urge to procrastinate. You are no longer deciding whether or not to work during a given period; the decision is already made.”

8. Sense of Urgency & Self Driven

Sense of Urgency & Self Driven

You can simply spend time without creating value by being unproductive. But, it will be a great disservice to you and your time.

The most productive people are highly driven. They are proactive; they are self driven and understand that productive time creates value.

You can control your day or let the day control you. But every single day and every single hour is important. The best professionals work with a sense of urgency.

Productive people create value by getting things moving, solving problems and making the best use of their time.

9. Mission Driven & Pride in their work

Results speak for themselves. No one will ever ask you how much time you put into things; they will ask what you achieved. When the results are impressive, you become successful.

The most productive people take great pride in what they are doing. They benchmark themselves against the best and constantly work towards creating world class things.

When you’re involved with what you’re doing at a deep level, it makes you more productive and efficient.

Successful people enjoy what they do and take great pride in their work. They have a mission of doing their best. They know the things they are building will eventually build them.

Conclusion:

Productivity is a result of acquired skills and competence. You can be as productive and efficient as you want to be. There is nothing magical about people who get more done in the same time. It is something that you can achieve and acquire by putting efforts in the right direction.

7 Creative Design thinking Companies

7 Creative Design thinking Companies

Design thinking is becoming an indispensable tool for companies for problem solving, decision making, creativity, innovation and business strategy. It is adopted by several successful companies like Apple, Google,  Pepsi, and 3M etc.

With the rise of the digital platforms and mobile internet, design thinking is gaining in more prominence and attention. Design thinking helps companies understand their users and build products/services for them.

Design thinking is used by many companies, big and small for delivering great business results. Here we look at some of the design thinking companies that are unlocking creativity, innovations and great business outcomes:

1 .Apple

apple

Apple was among the first brands to build its products and brand with user centric thinking. It created a cult by creating products that customers loved.

Apple used design thinking like no other company ever did. They created elegant products for the users and built them with amazing care and attention. Simplicity was the core philosophy of Apple’s products . These products were built to make user’s life easy.

Apple has used designs to create compelling brand differentiation, build innovative products and achieved massive success in the process.

2.Google

google

Google search page is a great example of design thinking. All the complex information and billions of web pages are accessed to the users with a single search box with utmost efficiency and ease.

Google’s design language has evolved with time. It has come a long way since its inception. Google uses design thinking to teach teams & professionals to think creatively & structure things to solve big problems.

It has also launched Google design, a cooperative effort led by a group of designers, writers, and developers at Google to support and further design and technology.

3.Samsung

samsung

Samsung is a giant in electronics products & smart phones. In 1996, Lee Kun-Hee, chairman of the Samsung Group, was frustrated at the lack of innovation in the company. He had a foresight to understand that design will play an important role in shaping Samsung as a top brand in the world.

He believed, “Design will be the ultimate battleground for global competition in the 21th century.”

Samsung set out to create a design-focused culture for creating innovative and world class products. He set out to create a design-focused culture that would support world-class innovation and global products.

Samsung has one of the biggest design teams in the world & a corporate design center that reports directly to the CEO.

The designers play an important role in shaping products of the future, bridging the gap between unmet needs of the customers and coordinating with engineering & management teams to deliver solutions for them.

4.Amazon

amazon

Amazon is one of the biggest companies in the world. It’s relentless focus on simplicity, customers and game changing innovations make it a global leader in many industries, not just eCommerce.

In US, an estimated 44% of all online sales are on Amazon, and more than one in three U.S adults are estimated to be Amazon Prime members.

Design has played a phenomenal role in the company’s success. Amazon’s razor sharp focus on simplicity, user experience, processes, and friction less functionality are second to none.

Amazon’s designs work because they are transparent, simple ,trustworthy and intuitive for the users.

5.IDEO

IDEO

IDEO is one of the pioneers of human centered design. It’s a key tenet of design thinking. As a company, IDEO focuses on designing solutions for people first.

They are building a company that is based on learning, iterations, experimentation, innovations and implementation. Tim Brown, CEO, IDEO says,

“Design thinking is a human-centered approach to innovation that draws from the designer’s toolkit to integrate the needs of people, the possibilities of technology, and the requirements for business success.”

6.AirBnB

AirBnB

AirBnB is a great example of how design thinking helps to solve problems with users at its center. When Airbnb faced financial hurdles, a year after it was launched. They searched in all directions to identify the root cause of the problem. What the team found was quite fascinating. A lot of photos for listings were not good quality, & it impacted bookings. People did not book rooms on the portal, because they couldn’t see what they were paying for.

AirBnB had only three people on its team then. They flew to New York and updated the images with visually appealing ones. Within a week, the high quality images doubled the company’s revenue. It goes to show what good designs can do for a business.

AirBnB is one of the companies that employs design thinking to make the process easy for the users. You only need a very simple three step process to make a booking on the portal.

Design thinking can lead to higher profits, innovation, better solutions and the opportunity for a differentiated brand.

7.Kreyon Systems

kreyon

Kreyon Systems is a Design thinking Software Company providing world class software development for business process automation, enterprise software applications like CRM, supply chain management, Asset Management, document management etc.

Kreyon Systems uses design thinking methodology as the basis to find desirable solutions for clients. Design thinking approach helps an organisation to visualize all the constraints requirements and end users goals with clarity. Kreyon Systems uses design thinking to build digital platforms that map the online and physical worlds.

Design thinking can be used for innovations and solutions to compelling real world problems. Kreyon Systems builds software products and solutions to address the core challenges with design thinking approach. It employs designs for visualization of work and specific end goals make it easier to track the progress of the project.

Kreyon has built several digital platforms and enterprise software products for global customers using design thinking methodology. Kreyon relies on designs for creating simple software products that make users life easy and more productive.

Businesses around the world are looking at tools and processes that can help them to gain competitive advantage and deal with changes proactively. Design thinking is a systematic approach to build iterative solutions that are innovative, practical and user centric.

Time Magazine Sold to Salesforce CEO Marc Benioff & his wife for $190M

Marc-Benioff

Time magazine has been acquired by the CEO Marc Benioff, Salesforce & his wife for $190M.

Meredith Corporation had acquired Time Inc earlier this year in January for $2.8 billion. Time Inc. owned and published over 100 magazine brands including Time, Sports illustrated, Travel+Leisure, Furtune, People & many others.

Meredith Corporation is an American media conglomerate that owns Time Inc. and is currently the largest magazine company in the world.

Six weeks after the acquisition of Time Inc, Meredith had announced that it would explore sale options for Fortune, Money, Sports Illustrated & Time magazines.

Time Inc UK was sold to British private equity firm Epiris in March this year. Meredith has now sold Time Magazine to Salesforce founder and his wife.

Marc-Benioff-and-his-wife

The sales process is expected to be completed within the next 30 days. Marc Benioff and his wife are buying Time magazine as individuals and Salesforce is not involved in this transaction.

Time magazine is one of the pioneers and a global powerhouse in the world of publishing. Time magazine released its first issue in March, 1923. Since then it has garnered worldwide interest of the readers.

Time-magazine

In recent years, Time magazine has started coming out with its 100 most influential people of the year. Time also features annual Person of the year to individuals or groups that have made great impact in the year.

Tom Harty, CEO, Meredith said “For over 90 years, TIME has been at the forefront of the most significant events and impactful stories that shape our global conversation,”

He said in a statement, “We know TIME will continue to succeed and is in good hands with the Benioffs.”

Meredith further said the Benioffs “will not be involved in the day-to-day operations or journalistic decisions”.

The world of print media and publishing has undergone a rapid transformation in recent times.
Even Time magazine has cut its circulation and struggled with declining advertising revenues.

person-of-year-time

The digital publishing and internet is now the most dominant medium in the world of media industry. And Marc Benioff is among the technology pioneers who have shown a grand vision with Salesforce.

Time magazine may well be poised for some of the most exciting technological disruptions in the next few years with Benioff at its helm.

Benioff said he and his wife have immense respect for the Time magazine and its iconic brand.

Time

“The power of Time has always been in its unique storytelling of the people and issues that affect us all, and connect us all,” he tweeted.

Benioff and his wife will not be involved in daily operations at Time magazine. They will also not be involved in journalism matters related to the magazine.

Benioff, 53, is among the latest tech billionaires who have shown penchant for print and media industry.

The world’s richest person and chief of Amazon Jeff Bezos owns Washington Post. He acquired it in 2013.

Last year, Laurene Powell Jobs, philanthropist and widow of Steve Jobs, acquired a majority stake in The Atlantic magazine.

Digital advertising and revenues are now accounting for majority of revenues for many of the media companies. The media industry is transforming itself according to the needs of the digital age.

Time magazine’s acquisition may spur more innovations and changes that may transform the media and print industry. It may fast track things for a digital future.